Credit Cards
Loans
Mortgages
Information
UK Prepaid Credit Cards
Looking for a prepaid card? Use the table below to review and compare all prepaid cards available in the United Kingdom. Find the cards that suit your needs from Visa, MasterCard and Maestro
Prepaid Credit Card - Issuer |
Application Fee |
Transaction Fee |
ATM Fee UK |
International ATM Fee |
Reload Fees Topup your card |
Key Benefits & Credit Limit |
Fairfx Travel Money Card
|
£9.95 or load your card with £500 before you go aboard and it is free |
FREE for purchase transactions made in the UK and overseas |
UK ATM - £1.00 per withdrawal |
International charged at £1.00 per withdrawal | FREE card load online by Debit or Bank Transfer. 1.5% charge for Credit Cards |
Pay as you go £2400.00 Card Limit Chip and Pin
|
Optimum Prepaid MasterCard |
£9.95 |
£4.95 a month - Free transaction charges
|
UK ATM - £1.50 per withdrawal - 2% surcharge over £50.00 |
Foreign usage- £2.95% per transaction |
Free at Post office Free by Debit card, wage transfers and bank transfers |
Pay monthly Card £5000.00 Limit - Chip and Pin |
Optimum Prepaid MasterCard
|
£9.95 |
2.95% per transaction Online gambling & betting transactions 3% surcharge |
UK ATM £1.50 per withdrawal - 2% surcharge over £50.00 |
Foreign usage £2.95% per transaction |
Free |
Pay as you go Card £5000.00 Limit - Chip and Pin |
Bread card
|
£10.00 |
UK transaction fee of 2% to all card purchases |
UK ATM £1.50 per withdrawal |
2.75% per withdrawal |
Post Office Free Bacs and standing order also free- |
Pay as you go Card £3500.00 Limit - Chip & Pin |
Cashplus prepaid Card
|
£9.95 |
£1.00 per transaction |
UK ATM £0.99 per withdrawal |
£3.00 per withdrawal |
Free |
Pay as you go £5000.00 Limit - Chip & Pin |
Cashplus Prepaid Card
|
£9.95 | £4.99 monthly fee and free transaction charges |
UK ATM - £2.00 per withdrawal | Foreign ATM - £3.00 per withdrawal | FREE |
Prepaid Monthly Budget £5000.00 Limit - Chip & Pin |
Sun Prepaid MasterCard
|
£6.49 |
2.95% on transaction |
UK ATM 1.5% (min 99p, max £1.50) |
£2.25 abroad |
Free using paying in book bank transfer BACS/Wages online and at PayPoint |
Pay as you go £3000.00 Limit - Chip & Pin |
Sun Prepaid Card
|
£6.49 |
£4.99 monthly fee and no transaction charges |
UK ATM £0.50 | £2.25 abroad | Free using paying in book, bank transfer, BACS/Wages online and at PayPoint |
Prepaid Monthly Budget £3000.00 Limit - Chip & Pin |
Splash Plastic card
|
£5.00 |
2.5% fee on all transactions |
UK ATM £1.50 per withdrawal (2% over £50) |
Foreign ATM an extra 1% per withdrawal |
Post Office Paypoint £0.30 per £10 - Credit/debit card 2.5% |
Pay as you go £3500.00 Limit - Chip & Pin |
Tuxedo Prepaid MasterCard
|
£9.95 |
2.95% (min 99p, max £1.50) per transaction |
UK ATM 1.5% (min 99p, max £1.50 |
£2.25 abroad |
FREE at over 2,000 Bank Branches - transfers. PO: 99p, PayPoint - Online debit /credit card 3% |
Pay as you go £3000.00 Limit Chip & Pin |
Tuxedo Prepaid Card
|
£.9.95 | £4.95 monthly fee and free transaction charges |
UK ATM £0.50 | £2.25 aboard | FREE at over 2,000 Bank Branches transfers PO: 99p, PayPoint/Online debit/credit card 3% |
Prepaid Monthly Budget £3000.00 Limit Chip & Pin |
Payzone Worldwide MasterCard
|
£5.00 |
Free |
UK ATM - £1.50 per withdrawal |
£0.- £100 = £3.95 OR £101 - £350 = £6.95 |
Pay as you go £1700.00 Limit Chip & Pin |
|
Tesco Travel Money card
|
FREE | FREE | €3.00 / $4.00 per ATM withdrawal | €3.00 / $4.00 per ATM withdrawal | Free by debit card over the phone by SMS or online |
Pay as you go €3,000.00 or $4,500.00 |
Extreme Cred
|
£8.95 | Free | £1.00 per withdrawal - Foreign ATM | 2.00% per withdrawal | Post Office £0.70 Internet and Paypoint from £0.80 to 3.00% |
Pay as you go Card £1000.00 Limit - Chip & Pin |
Gapyear Prepaid Card
|
£9.95 | £4.95 monthly fee and no transaction charges |
UK ATM - £1.50 per withdrawal | Foreign ATM - £1.50 per withdrawal | Free at Post Offices |
Prepaid Monthly Budget £5000.00 - Limit - Chip and Pin
|
Sterling Prepaid Card
|
£8.95 | £5.95 monthly fee and no transaction charges |
UK ATM - £2.50 per withdrawal | Foreign ATM - £2.50 per withdrawal | Free at Post Offices |
Prepaid Monthly Budget £5000.00 Card Limit Chip and Pin |
Post Office
|
Free | 2.75% transaction charge if the currency is different form the card | UK ATM - £1.50 per withdrawal | Foreign ATM - £2.00 per withdrawal | Free to reload at Post Office - Over the phone |
Pay as you go Card £5000.00 Limit - Chip and Pin Visa Card
|
On-X  |
£8.98 |
N/A |
£2.00 |
2.75% |
Online Reloads = 50p Post Office Reloads = 50p |
Low cost for low users Top-up at the Post Office Pay as you go Prepaid card |
Aspinall  |
£11.98 |
N/A |
£2.00 |
2.75% |
Online Reloads = 50p Post Office Reloads = 50p |
Low cost for low users Top-up at the Post Office Pay as you go Prepaid card |
Quidity  |
£5.00 |
N/A |
£1.50 +2% if over £50 |
0.55% |
Post Office = Free PayPoint = 3% Credit/Debit Card = 1.95% - min. £1.00 |
Accepted at 9 Million Locations Top-up at paypoint and post office |
